Oklahoma City Rideshare Accident Attorneys

Aggressively Advocating for Uber & Lyft Accident Victims

In recent years, the convenience of ridesharing services like Uber and Lyft has revolutionized how people travel. However, the rise of ride-sharing apps has also led to a spike in traffic accidents and injuries. Rideshare companies have a reputation for evading liability by any means necessary, leaving victims facing overwhelming pain and financial burdens. 

At JJ Law, we understand the shock, frustration, and uncertainty of recovering from a wrongful injury. If you or a loved one was harmed in a rideshare accident, our rideshare accident lawyers can fight tirelessly for the fair compensation you need to focus on healing. We never shy away from litigation if necessary to protect your rights and hold negligent parties accountable.

Standing up to powerful corporations can be daunting, but you don’t have to fight alone. Our firm has proven results in and out of the courtroom, giving you peace of mind that your future is in trusted hands. With over $70 million recovered and decades of collective experience, you can trust our attorneys to give your case the time and personalized attention it deserves while guiding your steps with care during this difficult time. 

If you were injured in a rideshare accident in Oklahoma City, our attorneys can fight for justice and compensation. Contact us online to discuss your case. 

Oklahoma Rideshare Laws

Oklahoma regulates ridesharing under the Oklahoma Transportation Network Company Services Act. This legislation was designed to ensure that passengers and third parties are protected by establishing minimum insurance requirements that far exceed standard personal liability limits.

Under state law, Uber and Lyft are required to maintain primary insurance coverage that recognizes the commercial nature of their business. The law also mandates that these companies perform background checks on drivers and maintain vehicle safety standards. However, the law also provides a "shield" for the parent companies by classifying drivers as independent contractors rather than employees. This distinction is why hiring an Oklahoma City rideshare accident lawyer is vital; the companies will often attempt to distance themselves from the driver’s negligence to avoid liability.

Who is Liable for an Uber or Lyft Accident?

Liability in a rideshare accident is tied to the driver’s "app status." Oklahoma follows a tiered insurance system to determine who pays for your medical bills, lost wages, and pain and suffering.

When the Driver is Logged Off

If the driver is not logged into the Uber or Lyft app, they are considered to be driving for personal reasons. In this scenario, the rideshare company’s insurance policy does not apply.

• Liability: The driver is personally liable.
• Insurance: The victim must file a claim against the driver’s personal auto insurance policy. In Oklahoma, the minimum liability requirements are $25,000 per person for bodily injury and $50,000 per accident.

When the Driver is Logged On but Has Not Accepted a Request

This is often referred to as "Period 1." The driver is "waiting for a ping." During this time, the driver’s personal insurance may deny coverage because the driver is using the car for a commercial purpose, but the rideshare company’s full $1 million policy has not yet kicked in.

• Liability: Uber and Lyft provide contingent liability coverage if the driver’s personal insurance denies the claim.
• Insurance: In Oklahoma, this typically includes $50,000 per person and $100,000 per accident for bodily injury, plus $25,000 for property damage.

When the Driver Has Accepted a Ride or is Transporting a Passenger

This is the period of highest coverage. It begins the moment a driver hits "accept" on a ride request and ends when the passenger exits the vehicle and the ride is closed in the app.

• Liability: The rideshare company’s commercial insurance policy is primary.
• Insurance: Uber and Lyft both carry $1 million in third-party liability coverage. They also typically carry Uninsured/Underinsured Motorist (UM/UIM) coverage, which protects you if another negligent driver hits the rideshare vehicle and that driver does not have sufficient insurance.